Personalized Retirement Planning That Protects You

The best Retirement Starts with a Purposeful Plan

Whether you’re approaching retirement or you’re taking the first steps to planning for it, the moves you make can feel uncertain. Rising inflation, market fluctuations, and unexpected costs are real concerns, but when you have momentum, you are not making those moves alone.

At Momentum Wealth Solutions, we specialize in helping individuals and couples with retirement planning to clarify goals, structure income, and build a tax-efficient plan designed not just to get you through retirement, but to help you leave a legacy.

Why is retirement Planning Important?

Retirement planning isn’t just about saving money—it’s about designing how you’ll keep going once work stops. That includes:

  • Projecting future income needs

  • Managing healthcare and inflation risks

  • Reducing unnecessary tax burdens

  • Creating multiple income streams

  • Making sure your assets last—and continue providing for loved ones

We help you transition from accumulation to distribution in a way that reflects your values and protects your future.

Our Process

A Personalized Retirement Plan Built For You

1. Identify Your Retirement Goals

We take time to understand your full financial picture, family priorities, and dreams for retirement.

2. Take Stock of Your Available Resources

We help you evaluate income sources—Social Security, pensions, IRAs, annuities, brokerage accounts—and structure them to help minimize taxes and improve lifetime cash flow.

3. Measure Your Risk & Health Concerns

We evaluate your exposure to rising healthcare costs, market downturns, and inflation, then explore ways to mitigate those risks through strategic tools.

4. Provide A Long  Term Retirement Path

We design a plan that can support your needs through retirement and preserve your assets for the next generation.

Success isn’t just about where you end up. It’s about knowing your family will be okay when you’re not around to care for them

What to consider going into retirement.

Did You Know...?

  • You may spend 20-30 years in retirement—planning for long-term sustainability is essential.

  • Tax laws like the SECURE Act have changed how your heirs receive inherited retirement accounts.

  • Strategic use of Roth conversions or life insurance can reduce your future tax exposure.

  • The sequence of returns risk can impact your portfolio—especially in early retirement.

We’ll help you think through these issues and find a plan that gives you confidence, not confusion.

What Makes Retireing with Momentum Different?

Unlike many traditional advisors who focus only on market returns, we focus on income stability, tax efficiency, and your quality of life in retirement. Our advice isn’t based on selling products—it’s based on your goals.

And because we understand the emotional and personal aspects of money, we treat your retirement like we would treat our own family’s future—with care, clarity, and conviction.

Planning for Your Legacy

Retirement Planning Is Just the Beginning

You’ve worked hard to build something worth passing on. We’ll help you create a plan that reflects your purpose—so your children and grandchildren are positioned not just to survive, but to thrive.

Ready to Make Some Forward Momentum?

We are here to provide personalized strategies and guidance to help you accomplish your long term financial goals.