Whether you’re approaching retirement or you’re taking the first steps to planning for it, the moves you make can feel uncertain. Rising inflation, market fluctuations, and unexpected costs are real concerns, but when you have momentum, you are not making those moves alone.
At Momentum Wealth Solutions, we specialize in helping individuals and couples with retirement planning to clarify goals, structure income, and build a tax-efficient plan designed not just to get you through retirement, but to help you leave a legacy.
Retirement planning isn’t just about saving money—it’s about designing how you’ll keep going once work stops. That includes:
Projecting future income needs
Managing healthcare and inflation risks
Reducing unnecessary tax burdens
Creating multiple income streams
Making sure your assets last—and continue providing for loved ones
We help you transition from accumulation to distribution in a way that reflects your values and protects your future.
We take time to understand your full financial picture, family priorities, and dreams for retirement.
We help you evaluate income sources—Social Security, pensions, IRAs, annuities, brokerage accounts—and structure them to help minimize taxes and improve lifetime cash flow.
We evaluate your exposure to rising healthcare costs, market downturns, and inflation, then explore ways to mitigate those risks through strategic tools.
We design a plan that can support your needs through retirement and preserve your assets for the next generation.
You may spend 20-30 years in retirement—planning for long-term sustainability is essential.
Tax laws like the SECURE Act have changed how your heirs receive inherited retirement accounts.
Strategic use of Roth conversions or life insurance can reduce your future tax exposure.
The sequence of returns risk can impact your portfolio—especially in early retirement.
We’ll help you think through these issues and find a plan that gives you confidence, not confusion.
Unlike many traditional advisors who focus only on market returns, we focus on income stability, tax efficiency, and your quality of life in retirement. Our advice isn’t based on selling products—it’s based on your goals.
And because we understand the emotional and personal aspects of money, we treat your retirement like we would treat our own family’s future—with care, clarity, and conviction.
You’ve worked hard to build something worth passing on. We’ll help you create a plan that reflects your purpose—so your children and grandchildren are positioned not just to survive, but to thrive.